Steps to Financial Liberation

At Unwind Financial Consulting Services, our goal is not to make things sound good or look attractive, our whole mission is about settle people free from various challenges and obstacles that are setting people back financially. Whether it is a one-time major life event or something that seems to be perpetual and persistent in nature, regardless, you can overcome any financial challenge with the right combination of motivation, knowledge, applicable strategies, and support.

That’s where we at Unwind Financial Consulting Services comes in. Utilizing our expertise, skills, insights, consultative and active listening, we will help you create a plan of action that not only insightful to the inter workings of your own Financial House but more importantly, fruitful for long-term success that can remain if you apply them and follow them consistently. As a Financial Coach, we will help you but we will not do the work for you.

We believe that everyone we work with one-on-one already has what it takes inside of them to live a life that is fruitfully whole and abundant, financially, mentally, and socioeconomically. If you are ready to work and want the help, review the categories below before signing up for a Financial Consultation.

Addictions

Additions is another area of financial challenges that I have found to be a disruptor in the lives of well-meaning people. I have work with some people over the years that have either been in denial and did not want to get to the root of the issue of what challenges they were facing or those who realized they have a problem, and it is disrupting every facet of their lives. Some of the additions or additive habits can easily drain one’s finances before they realize it.

Health

This is an area that I have work with many individuals on across the country when it comes to finances. Health care continues to be one of the top expenses for families living in America today. On average, health care expenses can easily amount to more than 10 percent of a family’s annual cost. And now, with the new government reach into people’s finances, you have to maintain proper health care coverage because if you don’t this can be another potential tax liability...

Budgeting

This an area that many people are not properly acquainted with or even familiar with where you start. I have spoken with so many employees from all social economic back grounds who have literally said, “my family never knew how to budget”, “They did not teach this in school”, or “my family was not good with money.” These are just some of the common statements I am familiar with and have hear frequently since I have been working as a Money Coach.

Credit Cards

Credit cards is one the easiest and all too common debt trap that can be easy to get into and 10 times harder to get out of if you are not careful. Credit cards car be your friend or your enemy, how you manage them can decided the difference. With that said, there are situation where a person can find themselves in financially due to no fault of their own or because of over or underestimating in their money budget in some cases and then spending money they don’t really have on the credit card.

Savings

I have many conversations throughout the year, where I talk with people who are making a lot of money, but they are not good at saving it. If they see it in their account and their bills are covered, the see it as fun money to spend. Other individuals I talk to, they have money to spend but how it is being allocated is not correct. When I ask, how much do you have in your saving account, they will immediately tell me, I have x amount of dollars in my ESOPP, x amount of dollars in my 401k...

Financial Challenges and Setbacks

Considering America’s current economic affairs, there can be said a lot under this topic. There are various reasons we go through financials and experience ebbs and flows in our finances over time. One thing is for sure, nearly everyone I talk to is feeling short on retirement and dreading increase expenses such as food, gas, cost for building or repair homes, natural disasters, you name it. Many Americans purchases power for each dollar they earn is aggressively headed down...

Loss of Business

Some people have had to close their business due to high overhead and loss of revenues. I saw more of this during and after the pandemic. Building and scaling a business is not often easy and take a significant amount of time, effort, and resources for most business owners. More half of those who start a business struggle to keep it going and have to close their doors in just the first 12 months. Other business such as grocery stores and restaurants can often take anywhere from 2 -5 years...

Trauma

Realize it or not, past trauma can have a lasting effect on future outcomes in our lives and if we do not recognize them for what they are or avoid dealing with them, they can cause us to be in a continuous state stagnation and financial challenges. Add that on top of antiquated and degraded economic system, you can find yourself in a continues cycle of financial challenges and hardship. In fact, a lot of our decisions are based directly or indirectly based on either our trauma we experienced..

Investment Basics

When it comes to investing, many people don’t realize what it takes to invest, where to start, or what percentage of their money they should be investing. Before getting started, I encouragement clients to ask themselves why they ant to invest? I encourage them to set some goals with clear targets of what you are ultimately wanting to accomplish with each investment. If you don’t know where you’re going, you’ll never get there.